Every metric the Digiteza Analyzer produces uses established real estate investment formulas — the same ones used by institutional investors globally, adapted for Kenya's specific tax and market context.
The Deal Score is a weighted composite of five performance dimensions:
This tool is for educational and decision-support purposes only. It is not financial advice, legal advice, or a guarantee of returns.
The analyzer uses the inputs you provide plus standard assumptions (e.g. 80% LTV unless changed, 13% interest rate, 10-year projection horizon). Real-world returns will differ based on actual market conditions, tenant quality, property management, interest rate changes, and many factors outside the model.
Kenya's tax rules are as of the Finance Act 2022. Consult a qualified accountant for your specific tax situation.
Always conduct independent due diligence, including a professional property valuation and legal title search, before committing to any investment.
Analyze any property in 60 seconds — or browse developments already scored by yield, IRR & deal score.
"Every year, thousands of Kenyan investors buy properties that look like assets and behave like liabilities. They were sold gross yields when they needed net yields."
— Martin Wandera, CEO & Founder, Digiteza Estates
No financial analyst needed. No Excel required. Just the numbers — and a clear verdict.
Get our free Investor Input Checklist PDF. Take it to your property viewing. Fill in the 15 inputs on-site before you run your analysis.
Fill in property details, costs, financing, investor type, and assumptions. Defaults are pre-filled. The whole form takes under 2 minutes.
Receive an instant verdict — Strong Buy, Good Deal, Negotiate, or Reject — backed by 10+ metrics, 10-year projection, and a downloadable PDF report.
What CBRE and Knight Frank charge millions to produce — Digiteza delivers in seconds.
Weighted composite across 5 performance dimensions. One clear verdict: Strong Buy / Good Deal / Negotiate / Reject.
Internal Rate of Return including rental income growth and property value appreciation. Benchmark against T-bills.
PMT calculation, full 360-month amortization schedule, total interest paid, equity build-up year by year.
Max Property Price tells you the ceiling you can pay and still hit your target yield. Use it in negotiations with developers.
Correct WHT (7.5%) or corporate tax (30%) applied based on investor type. KSh stamp duty tiers calculated automatically.
Every figure shown in both currencies. Essential for diaspora investors and those presenting to international partners.
First-time buyers and seasoned investors who want data before they sign.
Run live analyses with clients during viewings. Close deals with data.
Kenyans in UK, US, Gulf evaluating remote investments with USD conversion.
Model different loan structures and show clients cashflow impact instantly.
Download the branded PDF checklist. Take it to your property viewing. Fill in all 15+ inputs on-site. Then run your Digiteza analysis in 60 seconds.
Not just numbers — complete context, global comparisons, and Kenya-specific guidance for every output.
Enter your property details for an instant institutional-grade investment analysis.
Fill all sections and click Calculate
Analyses used: 0 / 7 · 7 remaining
Fill in the property details on the left and click Calculate to get your complete investment report.
Start with a 14-day Enterprise trial — full access to every feature, 7 analyses included. Upgrade when ready. Cancel anytime.
Yes — cancel anytime, no questions asked. Your subscription stays active until the end of your billing period.
We accept M-Pesa, Visa, Mastercard, and bank transfer via Paystack. All payments are processed securely. If Paystack is unavailable, you can pay manually via M-Pesa Pochi.
Absolutely. Our platform is built by Phoebe Wangui Njoroge, a cybersecurity expert. All data is encrypted at rest and in transit. We never sell your data.
If you're not satisfied within the first 7 days of any paid plan, contact us and we'll issue a full refund, no questions asked.
Yes — the Enterprise plan is built for agents. You get co-branded PDF reports, a client dashboard, and unlimited analyses to run during viewings.
Martin had watched Kenya's property market boom for years. From Westlands to Kileleshwa, everywhere he looked, people were buying. The dream was the same for all of them: build wealth, create passive income, secure the future.
Then he watched a close friend's dream collapse in slow motion. His friend — a Kenyan living in the United States, hardworking, ambitious, trusting — saw a Facebook ad for an off-plan apartment in Kileleshwa. The pitch was polished. The projected monthly rent sounded strong. Nobody mentioned the word gross. Nobody walked him through what the numbers would look like after expenses, after tax, after the reality of occupancy rates in a competitive Nairobi market.
"When I asked around, I realised this was not one man's misfortune. It was an epidemic. Property owners across Kenya were sitting on investments that looked like wealth on the outside and felt like debt on the inside."
He financed 70% via mortgage at 16.25% per annum over 25 years. The rent was less than 1% of the purchase price. When he calculated everything — mortgage, service charge, maintenance, insurance, tax — the monthly net income was negative. Every month, he had to reach into his own pocket. The property he bought to create freedom had become a financial obligation he could not escape.
Martin sat down with Phoebe — his co-founder, his fiancée, and one of the sharpest cybersecurity and technology minds he knew — and said: what if we changed that? What if every serious investor in Kenya could access the same institutional-grade analysis that the biggest players take for granted?
They built it.
Built by two. Designed for every Kenyan investor.
Martin brings years of experience at the intersection of real estate and investment in Nairobi. Having witnessed firsthand how information asymmetry destroys investor returns, he built Digiteza to democratise institutional-grade property analysis for every serious Kenyan investor.
Phoebe is a cybersecurity expert who brings the technical architecture, security infrastructure, and precision engineering that makes the Digiteza Analyzer fast, safe, and reliable. She ensures every calculation is accurate and every piece of investor data is protected to bank-grade standards.
A Kenya where the next generation of property investors enters the market with their eyes wide open. Where a young professional in Nairobi, a diaspora investor in London, a retiree in Mombasa — all can run an institutional-grade analysis on any property in seconds and know, with complete confidence, whether it will build their wealth or quietly drain it.
The Digiteza platform combines a complete property investment analyzer with pre-scored listings — so you can analyze any property yourself, or browse developments we've already ranked by return.
Deal Score — one clear verdict from five performance dimensions
A weighted scoring model evaluates five independent performance dimensions simultaneously and distils them into a single, actionable verdict — exactly how institutional real estate funds screen deals.
Strong Buy (80–100) · Good Deal (65–79) · Negotiate (50–64) · Reject (0–49)
Monthly amortization schedule — every single month of your loan term
The amortization sheet runs a complete 360-month schedule showing opening balance, monthly payment, interest, principal, closing balance, rent, expenses, and net profit — for every single month.
Identify the exact month you turn cashflow positive and how much total interest you'll pay over the life of the loan.
IRR projection — your money's compound annual growth rate
IRR accounts for the time value of money — it tells you not just how much you'll make, but at what annualised rate your capital is compounding over a decade, incorporating both rental income growth and capital appreciation.
The metric used to benchmark real estate against equities, treasury bonds, and other asset classes.
Every metric with a plain English explanation and global benchmarks
Numbers create clarity. Clarity creates confidence. Confidence closes deals.
Follow this guide to get maximum value from your Digiteza analysis.
Take it to your property viewing. Fill it in. Then come back and enter the numbers.
Enter the asking price, expected monthly rent, and occupancy rate. These are the foundation of your analysis.
These costs eat into your income every month. Most investors underestimate them — be honest. HOA in Nairobi apartments: KSh 5,000–15,000/month. Budget KSh 15,000–30,000/month for maintenance.
Enter your mortgage structure. Get the interest rate from your bank — Kenya rates are typically 12–16% p.a. in KSh. Try different loan percentages to find the sweet spot for cashflow.
Your investor type changes your tax significantly. Citizens and non-citizen individuals pay 7.5% WHT on gross rental income. Corporate entities pay 30% corporate income tax on net income — very different impact on returns.
STRONG BUY (80–100): Proceed with confidence. Document assumptions and lock in the deal.
NEGOTIATE (50–64): Use the Max Property Price output. Show it to the developer — "At this price, yield is X%. To hit my minimum of Y%, the price must be KSh [Max Property Price]."
REJECT (0–49): Walk away or request a significant price reduction. The numbers do not support this investment at this price.
Have a question? Want to partner? We'd love to hear from you.
Interested in the Enterprise plan or agent onboarding? Contact Martin directly.
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Share in WhatsApp groups, LinkedIn, property forums, with clients. Anyone can join.
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Close more deals with data. Run live analyses during property viewings, generate branded PDF reports on the spot, and build trust with clients through institutional-grade numbers. Commission: 20% on every referred subscription.
Walk into a viewing with your tablet. Enter the numbers. Show the client their verdict, yield, and monthly cashflow in 60 seconds. Generate a branded PDF they take home with your name on it.
When they subscribe — you earn 20% of every payment, for as long as they stay subscribed. Refer 10 clients on the Professional plan and earn KSh 10,000/month recurring.
Self-service onboarding. Your account is activated within 24 hours. No manual process — follow the steps below.
Give your mortgage clients the most powerful property analysis tool in Kenya — branded as your own. Make mortgage advisory concrete, data-driven, and irrefutable. Close more loans with confidence.
Most mortgage clients have no way to evaluate whether a property is worth buying at the price they're considering. They rely on agents with a vested interest in the sale.
With Digiteza white-label, your advisors can instantly show clients the complete financial picture: monthly cashflow, break-even rent, 10-year IRR, and full amortization — all in your branded PDF.
Clients who understand the numbers make better decisions. Better decisions mean lower default rates.
Complete this form. Our team will contact you within 24 hours to begin your institution's setup and customisation.
Every listing pre-analyzed by the Digiteza engine — yield, IRR & deal score calculated before you enquire. Not just listed — ranked.
Track all your saved property analyses in one place. Monitor your portfolio performance, compare deals, and make smarter investment decisions.
Run an analysis and click "Save Analysis" to add properties to your portfolio.
Model the same property under different financing structures, rent assumptions, or price scenarios. See exactly how each change affects your yield, cashflow, and IRR.
Expert guides, real numbers, and data-driven insights for serious Kenya property investors.
Run an institutional-grade analysis on any Kenya property in 60 seconds — or browse developments we've already scored by yield, IRR and deal score.
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